Drink Driving Insurance

Drink Driving Insurance

Drink Driver Insurance

Drink Driving Insurance Drink Driving Insurance Get Instant Cover! Flexible Payment Plans Available Specialist insurance for drivers with motoring convictions Whatever the reason for your driving conviction, we can help! Get a Quote Now for Convicted Driver Insurance? Lorem ipsum dolor sit amet, consectetur adipiscing elit.

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Penalties for repeat drink driving offences. If you are charged with a repeat drink driving offence, you may: have your car impounded (if you have a BAC and over or fail to provide a specimen of breath or blood) have your licence disqualified for .

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Drinking and driving will impact your car insurance for at least three to five years. This excess applies if a listed driver who has had their licence cancelled, suspended, disqualified or restricted in the 3 years prior to the start of the period of insurance was driving, using or in charge of your car at the time of the incident.

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Is your car insurance invalid if you drink & drive?

Insurance with a drink driving conviction It can be difficult to find cheap car insurance with a drink driving conviction. We can help you find insurance cover that wont break the bank. The cost of insurance can vary greatly between different insurance companies. Compare drink driving insurance quotes You will receive quotes from specialist insurance companies who provide affordable insurance cover to drivers who have previously been banned from driving for committing offences such as drink driving.

Not all insurance companies appear on big brand comparison sites and many insurance companies often prefer to insure drivers with clean driving records, increasing the premiums for drivers with convictions considerably. You will receive quotations from several convicted driver insurers that can best meet your requirements.

Once you have submitted your details you will receive a number of quotes to consider. The insurance comparison service allows convicted drivers to obtain insurance quotes from multiple insurance companies who specialise in providing non-standard, high risk insurance policies for drivers with convictions. How long do I have to declare a drink driving conviction to insurers? After five years your drink driving conviction will be classed as ‘spent’ under the Rehabilitation of Offenders Act You do not need to declare ‘spent’ convictions to insurers.

While driving disqualifications become spent at the end of the disqualification period, any driving licence endorsement received for the same offence does not become spent for 5 years running from the date of conviction. How much does insurance cost with a drink driving conviction? Convicted drink drivers are likely to see an increased cost for insurance for a period of five years following a drink driving conviction.

Tips to reduce the cost of car insurance after a drink driving conviction Many insurance companies recognise and take into account the completion of The Drink Driving Rehabilitation Course. Completing the drink driving course could see a reduction in insurance premiums and will decrease the length of your driving ban by up to twenty five percent.

It pays to shop around and compare quotes from different insurance companies. Accept a higher voluntary excess. Virtually all car insurance companies will require you pay a minimum voluntary excess, this is the amount you pay towards the cost of any claim made on your insurance policy.

The higher this is, the less your insurance premium will be. Limit the policy to cover to only specific named drivers as opposed to allowing anyone to drive the insured car with your permission. Try to lower your annual mileage. The less you drive, the less likely you are to be involved in an accident.

Increase vehicle security. Owners of vehicles that are fitted with security systems that meet the Thatcham criteria may well benefit from reduced premiums. Older cars may also benefit if subsequently fitted with a security system that meets the criteria. Keep your car in a secure location such as a garage or driveway when not in use. If you are a driver with any endorsement on your driving licence including those listed below we can help you get insurance cover for your vehicle.

Drink driving endorsement codes.

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